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Post dating checks illinois, about the author

Costs and expenses shall include reasonable costs and expenses incurred in the non-litigated collection of the check or other draft. Several people that I have spoken to say that this is not legal.

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There's one exception to the general rule that lets banks cash post-dated checks. Besides the bank fees that will cause, and the hassle of making the checks good to stop those fees, it opens the door to some risk of being charged with deceptive practices. Just as it's legal to write a post-dated check, it's legal for your bank to cash it.

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If the reason for post-dating them was to have time to deposit money into your account, trying to cash them early can mean they'll bounce. Or it can cause other checks to bounce, since the prematurely cashed check leaves less money in your account than you thought. Post-dated checks are perfectly legal. They promised to wait until the date on each check to cash it.

That's if you warn your bank ahead of time about your post-dated check, baek jin hee park seo joon dating games so they know to be careful. Are post-dated checks legal?

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The Myths and Reality of Post Dated Checks

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The fact that you are holding a check that will be presented to the bank for payment on a specific date places a burden on the debtor to have funds on deposit when the check is presented. You may also wish to offer, since you are a college student, evidence of your ability to pay the rent as it comes due, or even a parental guarantee, if available.

In the event that the check is dishonored and the customer is sued, the existence of the check makes it harder for the customer to argue that the debt was never owed. Put it in writing, and keep a copy.

Don't be surprised if the bank charges a fee for having to be extra careful. There are both civil and criminal penalties for this unlawful act, although it is much more costly and difficult to prove a criminal case. Feel free to call if you have any questions. The main risk is that the person you write them to won't wait to cash them.

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Post-dated checks are still risky. Consequently, it has generally been held by most states that the giving of a post-dated check does not constitute a present fraud nor is it within the scope of the bad check laws. So I am wondering if in Illinois it is legal to post-date checks?